Qualified Health Plans (QHP)

Enrollment for 2026 Qualified Health Plans are open now until January 31, 2026 through NY State of Health Important details Qualified Health Plans are private health insurance available through the NY State of Health marketplace. You'll pay a monthly fee and some additional costs copayments, deductibles, and coinsurance based on your plan. All plans cover: • Preventive care at no extra cost (like routine doctor visits and screenings) • Pre-existing conditions at no extra cost • Essential health benefits How to get affordable healthcare: • Enroll by December 15, 2025 to get coverage starting January 1, 2026 . • If you already have a plan, you can renew or change it starting November 16, 2025 . • If you have limited income or children, you might qualify for free or low-cost public health insurance plans like Medicaid , Child Health Plus , and the Essential Plan enroll anytime during the year. • You can also buy private insurance directly from an insurance company but you won't be eligible for financial help. How to get help • Learn more about your health insurance options through HRA's Office of Citywide Health Insurance Access . • GetCoveredNYC helps New Yorkers enroll in health insurance. Dedicated specialists can assist you in your language for free. • Complete a Health Insurance Enrollment Assistance Inquiry Form to receive a call from an enrollment counselor. Free enrollment assistance is available regardless of immigration status and in many languages. Your information will be kept private. • Call 311 for general questions on health insurance and to find an in-person assistor.